How to understand the way geocoding credits work for a concurrent license in Mapinfo Professional v16

Products affected: MapInfo Pro™
For a concurrent license model, how does the geocoding credits per month work?

For example if a user has 10 concurrent licenses, how many credits would they be entitled to? 

Keeping in mind that a single nodelocked license entitles a user to 1000 geocoding credits per month. 

Each User can sign up for an account. We are not placing any limits on this (for now) so every user who installs MapInfo Pro can get 1000 credits per month similar to nodelocked licenses. 

The credits do not roll over and cannot be combined together to create a larger pool. 
UPDATED:  November 24, 2017