A streamlined solution to a complex challenge

There’s an easier, smarter way to manage your mailing, shipping and postage payments

We offer what other companies can't

As longtime experts in the mailing, shipping, and postage industry, we saw the challenges our clients faced managing multiple payment platforms and manual processes. To help our customers, we established Pitney Bowes Bank and built our Payment Solutions to offer something other companies simply can’t…because they don’t have a bank.

Experience counts—Pitney Bowes Bank delivers

dollar sign icon
Industry experience
Built specifically to meet the unique needs of postage, mailing, and shipping management
bank icon
Financial Experience
Offering the safety and security of a chartered bank, Member FDIC
customer icon
Customer experience
Designed with benefits to address the distinct challenges of businesses of all sizes and government entities
Flexible solutions to meet your cash management needs
Our Payment Solutions offer a range of options designed to meet your individual needs and help you control your cash flow based on your monthly volume and credit needs.

Deposit Account (Reserve Account) | Pay Now
An FDIC-insured, interest-bearing deposit account that maximizes your cash management and eliminates the risk of service interruptions by providing one, consistent, customizable cash supply.
Learn more
Line of Credit (Purchase Power) | Pay Later
A flexible, pay-later line of credit that preserves your cash flow, extends your DPO cycles, and minimizes the risk of service disruptions with one, consolidated credit line.
Learn More
Blended Solution | Maximize payment management
Combining solutions gives you the flexibility to optimize your payment cycles and cash flow by choosing the best way to meet your monthly cash management needs.

Simplified solutions deliver real results

Our flexible pay-now Deposit Account, pay-later Line of Credit, and blended solution options offer cost savings and process efficiencies to meet your specific goals.


Deposit Account

(Reserve Account)

Line of Credit

(Purchase Power)

Blended Solution

Maximize cash management

Preserves cash flow

  green checkmark green checkmark  

Extends payment and DPO cycles

  green checkmark green checkmark  

Conserves your other credit sources for other expenses

  green checkmark green checkmark  

Expedites cost allocation and invoicing

green checkmark   green checkmark  

Provides peace-of-mind reserve funds

green checkmark   green checkmark  

Earns interest and offers cost-efficient flexibility

green checkmark   green checkmark  

Improves cash management

green checkmark green checkmark green checkmark  

Reduces AP processing hours

green checkmark green checkmark green checkmark  

Minimizes disruptions in mailing and shipping

green checkmark green checkmark green checkmark  

Provides ability to pay expenses as you incur them 

green checkmark   green checkmark  

Offers flexible terms and amounts

green checkmark green checkmark green checkmark  


There’s a better way to manage your postage, mailing, and shipping payments

Contact your Sales Representative today to learn how Pitney Bowes Bank
payment solutions can streamline and optimize your cash management.

Payment Solutions Deposit Account is also referred to as Pre-Paid Deposit Account and Reserve Account. Payment Solutions Line of Credit is also referred to as Purchase Power or Purchase Power Plus.

Eligibility subject to credit approval and customer verification. This is not a commitment to lend, and this does not create, and is not intended to create a legally binding obligation on either of us. Program, rates, terms and conditions are subject to change. Banking products and services are provided by The Pitney Bowes Bank, Inc., Member FDIC. Pitney Bowes, Pitney Bowes Bank, and the Corporate logo are trademarks of Pitney Bowes Inc. or a subsidiary. All other trademarks are the property of their respective owners.